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Accumulation Management

Real-time exposure management for underwriters to avoid accumulation risks before they happen.

Do you understand accumulated risks before you go on cover?

Risk combined with our Exposure API allows portfolio underwriters to set limits and referral triggers to alert users and coverholders of a potential accumulation issue before going on cover. Limits can be set for a fire block, flood catchment, postcode, CRESTA zone, radius or any custom layer.

Do you know the top peril exposed areas in your portfolio?

Risk provides underwriters with the ability to filter by peril scores including flood, (wild)fire, earthquake and (wind)storm. Users can choose to aggregate exposure by a range of adhoc and pre-defined peril boundaries including flood catchments and fire blocks for the largest 500 cities on the planet.

Can you quickly understand potential losses following an event?

Following an event, underwriters can use a custom boundary or pre-defined footprint to quickly understand potential losses on our easy-to-use interface. Our library of recent and historic events includes storms, earthquakes, wildfires and floods as well as simulated disaster scenarios.

Delivering insurance innovation

Addresscloud services are trusted by the world’s top insurers

What our clients say

Addresscloud, as a recognised leader in UK address matching and property intelligence, is perfectly placed to deliver a new improved service for our users, along with operational and cost efficiencies for the Flood Re business.

CEO

Flood Re

There’s a lot of questions asked in Home insurance quotes and some of them can be pretty tricky, the Addresscloud data and services really help us deliver a better service for our customers.

Head of Home Insurance Product

Compare the Market

Addresscloud’s API approach for delivering data means our customers can benefit from more accurate pricing.

CEO

Integra

Addresscloud has been able to deliver highly accurate address and perils data that has allowed us to set the benchmark for our industry in taking a true data science approach to underwriting.

Head of Underwriting

Eaton Gate

Addresscloud in Action

Accumulation Management Solutions

Understand accumulation risk before you go on cover

Limits can be set for a fire block, flood catchment, postcode, CRESTA zone, radius or any custom layer.

  1. Risk has been designed to feel immediately familiar and can be used with little or no training.
  2. Risk is built on the latest UX and mapping technology to be quick to load and is backed by our high performance APIs.
  3. Insurers can configure table columns, base maps and overlays and RAG scores for a completely bespoke view of risk.

Addresscloud in Action

See how Addresscloud services are helping our customers solve real-world challenges.

Find Out More

Find out how Addresscloud can help you

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